Job Description

Position: Team of Speciality Finance lending (asset based lending)

Location: Phoenix, Arizona

*You must be in market to be considered for this team position*

OVERVIEW:

Specialty Finance Lending identifies and evaluates risk for a portfolio of highly structured transactions. The position is responsible for reviewing loan and lease documentation to evaluate deal structure, performing facility monitoring to ensure covenant compliance, analyzing credit risk in individual deals and making risk rating recommendations, preparing monthly and quarterly portfolio reporting, performing annual reviews and AQRs on existing portfolio deals, compiling information for internal and external examinations, understanding credit and compliance policies and procedures, and additional duties or projects as assigned.

ESSENTIAL JOB FUNCTIONS

• Perform credit and risk monitoring of highly structured Specialty Finance transactions.
• Review loan and lease documentation to evaluate deal structure and ensure covenant compliance.
• Analyze and assess customer and transaction exposures and concentrations within the banks portfolio and individual deals.
• Prepare minor amendments and waivers, as needed
• Recommend credit strategies to mitigate portfolio risks.
• Perform periodic reviews of existing portfolio deals, encompassing an assessment of equipment/collateral and an evaluation of transactional, operational and credit risk.
• Recommend appropriate risk ratings for transactions.
• Identify problem loans and leases and support workout efforts as needed.
• Compile information as requested for internal and external examinations, reviews and audits.
• Ensure compliance with bank policies and procedures. Evaluate risks in accordance within those policies and procedures.
• Escalate issues as appropriate.
• Perform other duties, as assigned.
• Periodic travel as required.

REQUIRED QUALIFICATIONS

• An undergraduate degree in accounting, finance, economics or related field
• 5+ years' of commercial lending, commercial leasing, or credit analysis experience combined with finance and accounting experience
• 2+ years' of experience working with structured finance transactions (e.g., CLOs or ABS)
• Strong knowledge of financial analysis applications (Moody's Risk Analyst)
• Strong knowledge of and ability to apply financial analysis and accounting concepts
• Strong knowledge of loan and lease documentation
• Strong organizational skills
• Ability to analyze a wide variety of lessee and industry information
• Ability to work independently
• Ability to make and support recommendations
• Ability to meet multiple deadlines
• Strong written communication skills
• Proficient in Word and Excel applications
• Detail oriented and Self-motivated

PREFERRED QUALIFICATIONS

• Experience with a variety of collateral types including middle market loans, growth capital loans, transportation assets (aviation, rail, marine container), other esoteric assets
• Regulatory experience
• Loan review or audit experience
• MBA, CFA designation or other advanced training relevant to position

COMPENSATION:

The annual compensation for this position will be discussed with qualified candidates only.

Job Tags

Similar Jobs